Are you afraid to look at your bills? Does money create a sense of fear and lack in you? Do you feel out of control when it comes to your money management?
It does not have to be like this. Money can be one of your best friends.
You have to think of money as something that is alive. Money is energy. It can be your friend or it can be a pest.
Money can be like an overbearing friend. You have to set boundaries with it. You have to be its boss.
Treat money like you would a good friend. Treat money with respect and appreciation and it will give it right back to you.
Love money and give it attention and it will be attracted to you.
Here are some ways to change your relationship with money:
- Organize your monthly bills. Try to set up the due dates all on the same day or week. Write down the payees in a list and set up the list on a calendar for each month. After you pay the bills write down the amount. This sets up a sense of accomplishment and also shows you that the bills are paid in case you are the type of person who forgets. It also creates the feeling that you are in control of your money and not the other way around.
- Look at the bills you have right now, whether in your pocket or in your wallet. Money wants to be treated like royalty. Fold your bills neatly and have them all face the same way in your wallet. It sounds menial but it really will send a message to your mind that you respect your money.
- Visit your accounts online at least once a week. Checking in like this not only reinforces that you remember your passwords but sends another message to your mind that you are in charge. It tells money that you care about it and are giving it attention.
- Always pay over the minimum payment due on credit cards. Even if it is one dollar over. Paying over the minimum is a good practice, not only to pay down your debt sooner but it is another message to the brain that you are in control of your debt and not the other way around.
- Set up bills on automatic payment plans, if you can. When you do this you are again in control. It also helps relieve any worry or stress about paying bills on time. The less stress you have around your money the better.
These are small things you can do to change the way you think about money, especially if you are in debt. Remember that your prosperity does not change until you change your thoughts.
For reading material check out the book, Money is My Friend.